Consolidated Appropriations Act

CAA Compliance Certification for Validated Solutions

Upon achieving validation from VI, companies will also have the option to apply for a CAA Compliance Certification, which will state the following:

We [The Recipient] warrant that, above and beyond those clearly required by the Consolidated Appropriations Act, all disclosures are being/will be made that could, or could be perceived to, create a conflict of interest that would put the employer group in a position of violating its fiduciary provisions. This includes payments made to the employer group’s consulting or brokerage firm, or carrier, or principals of either, over the last three years for any reason, or any service provided to us by them, such as actuarial consults related or not related to the particular offering or customer in question.

We warrant this subject to a self-assessed penalty of the greater of $1,000,000 or five times the annual revenues for the customer in question.


How to Avoid CAA Liability: A Case Study


CAA Consolidated Appropriations Act, what employers need to know now

The Consolidated Appropriations Act, 2021 (CAA) is designed to increase transparency in employee health benefit plans.  As fiduciaries of the benefit plan, Government agencies like the Department of Labor, the Department of Health and Human Services, and the Treasury will hold employers responsible and accountable for the CAA. What does this mean for employers and how should CEOs meet their fiduciary obligation to their employees/plan members?

Buyer's Guides

CAA MSK Buyer’s Guide

The health and wellness industry offers myriad solutions.  In particular, MSK (Musculoskeletal) solution providers vendors are on the rise – which is no surprise given MSK conditions are a major cost driver for employers. It is critical for employers to choose a vendor partner that aligns with the needs of their organization and most importantly their population.


BEST – Benefit Engagement Survey Tool

Ever noticed how all your vendors claim your employees love them?  Ever wished for an objective way of validating that claim? Welcome to BEST. BEST measures three things vendors don’t measure (or in some cases, don’t want you to measure). Specifically, BEST allows you to:

  • Measure dropouts and non-participants as well as participants
  • Compare your vendors’ employee engagement performance to one another
  • Determine which vendor gives you the most cost-effective employee engagement


BEST does exactly that, via a simple yet powerful survey tool that can replace all the vendor employee-satisfaction surveys you are using today.